secret_no_03

I haven't seen a thread about debt, personal finances, budgeting etc, so I guess it's time to make one. I used to hate credit cards, always said I'd never get one, then I bought into the lie that you need one, got one, paid payments every month and the credit line went up and up and now it's at $5, 000, but I'm also in a lot of debt. Here's a list of all of my debt. Credit Card 1 $3,510.09 (Sky fucking high variable interest rate, currently at 27.15%) this fucker is getting cut up as soon as it's paid off. *minimum payment is around $111. Credit Card 2 $965.88 (0% interest rate until November 15th when it goes to 24.99) (originally for emergencies, one emergency and a cash advance later and splurging because of some stupid idea that "Oh, I've done good lately I deserve a reward and there's no interest until November (besides interest on the cash advance) *minimum payment is $25. Car loan $4273.06 at 177.09 a month, set to be paid in 2 years. Phone payment $280ish on a 2 year no interest financing if paid off in time, $30 minimum payment. It was like $728.23 so you can do the math on how long it's been. So, to add things up, that's $9,029. 08 in total debt. What's yours? Are you paying a mortgage, student loans, a car? Feel free to leave a comment below and share in the misery of adulthood 😂

If anyone can find the full series in Japanese, please let me know.

The word I was thinking of was actually hipster.

*The irony of the statement since anyone born after 1981 up until 1997 is a millennial, therefore I myself am one.

"Seventeen year. No promotion. Human resources say cicada not human. Need no resources. Tok Tok Tok!"

I like avocado in small doses. Avocado toast can fuck off though, damn millennials.

I hate sweet potatoes, yams whatever you want to call them.

DVDs are going to be shipped starting today, here's hoping he gets back to @Paraphand sends CD Japan my Lüstzöe singles or at least lets them know when he will. 🤞

There's a Japanese minimalist on YouTube who eats one meal a day, is vegan, sleeps five hours a day, doesn't shower and used to upload videos every day, but hasn't made one in a month and he deleted his Twitter. He initially said he was going to try it for 3 months. I'm thinking he's either dead or in hospital. 😅

I was wondering if there are any books about Japanese rock, not VK, that'd be a pipe dream.

TRAX was very good, co-founded by Yoshiki, but once Rose left they went downhill.

LOL, what?

Well the DVDs are going to be shipping this week probably, so it's likely someone will finally get their shit in gear and reply/fulfill orders.

I used them for my SARIGIA Ruin from yahoo auctions before I found DeJapan, but if CD doesn't charge me another fee I'll definitely stick with them. Are you communicating with them in Japanese or English or both?

They do not as far as I know. I first used DeJapan, it was well over $120 as they charge to buy it, have it shipped to them, the fees for them buying it, and a separate payment for them shipping it to you. I wouldn't recommend them unless you have money to burn.

Subtotal : 3000yen Points Redeemed : -411yen Shipping : 2130yen Service Fee : 500yen Standard Fee : 500yen -------------------------------- Total : 5719yen For the 3 Lüstzöe singles. How much is the Neokyo service fees?

I knew I saw that somewhere.

I'm using cdjapan's proxy, it was pretty cheap all things considered.

https://mayhem.buyshop.jp/items/22177363 The DVD is now up on the store.

The fact there's no individual thread for the band who put post-punk on the map and is one of the most influential punk bands in music is a disservice, as I wouldn't just lump them in with the post-punk thread because they weren't a part of it, they WERE it. The subsequent death of Ian and the second phase of the band with New Era is worthy of a topic of his own in my humble opinion.

So, either a 8P-SB esque project by Minpha or a dark, evil, gritty project that shocks everyone.

Ah okay, I scrolled through, figured he was on the red carpet, but now I know he's front and center. 👌